I don't know how it happened. Okay I do know how it happened. Years of reckless spending. Not knowing how to say no to myself. Spending without a plan. Paying the minimum payments. Spending now with future money and thinking that it was okay because everyone is doing it. I'm talking about debt and I am knee deep in $66,500 worth of it.
After years of thinking minimum payments were okay, I have decided that I will no longer use debt. For anything!!! My focus is to pay off debt and build wealth. How am I doing this? I am following Dave Ramsey's 7 baby steps with the first step being save $1000 (Done!!) and the second step is paying off all of your debts, except your house, using the debt snowball. The third step will be to then save up 3-6 months of expenses.
Click on the link to hear more about my story and leave a comment about your debt journey. Don't even know where to begin? Have you gotten started or are you debt free? I would love to hear!
Join me on my journey to becoming debt free!!